 <!-- Application Process Section -->
 <section id="apply" class="py-16 bg-white dark:bg-gray-900">
     <div class="max-w-7xl mx-auto px-4 sm:px-6 lg:px-8">
         <div class="text-center mb-12">
             <h2 class="text-3xl lg:text-4xl font-bold text-gray-900 dark:text-white mb-4">
                 Easy Application Process
             </h2>
             <p class="text-lg text-gray-600 dark:text-gray-300 max-w-2xl mx-auto">
                 Get approved in minutes with our streamlined application process
             </p>
         </div>

         <div class="grid md:grid-cols-4 gap-8">
             <div class="text-center">
                 <div
                     class="w-16 h-16 bg-primary-100 dark:bg-primary-900/30 rounded-full flex items-center justify-center mx-auto mb-4">
                     <span class="text-2xl font-bold text-primary-600 dark:text-primary-400">1</span>
                 </div>
                 <h3 class="text-lg font-semibold text-gray-900 dark:text-white mb-2">Apply Online</h3>
                 <p class="text-gray-600 dark:text-gray-300">Complete our secure online application in minutes</p>
             </div>

             <div class="text-center">
                 <div
                     class="w-16 h-16 bg-primary-100 dark:bg-primary-900/30 rounded-full flex items-center justify-center mx-auto mb-4">
                     <span class="text-2xl font-bold text-primary-600 dark:text-primary-400">2</span>
                 </div>
                 <h3 class="text-lg font-semibold text-gray-900 dark:text-white mb-2">Quick Review</h3>
                 <p class="text-gray-600 dark:text-gray-300">Our team reviews your application within 24 hours</p>
             </div>

             <div class="text-center">
                 <div
                     class="w-16 h-16 bg-primary-100 dark:bg-primary-900/30 rounded-full flex items-center justify-center mx-auto mb-4">
                     <span class="text-2xl font-bold text-primary-600 dark:text-primary-400">3</span>
                 </div>
                 <h3 class="text-lg font-semibold text-gray-900 dark:text-white mb-2">Get Approved</h3>
                 <p class="text-gray-600 dark:text-gray-300">Receive your approval decision and loan terms</p>
             </div>

             <div class="text-center">
                 <div
                     class="w-16 h-16 bg-primary-100 dark:bg-primary-900/30 rounded-full flex items-center justify-center mx-auto mb-4">
                     <span class="text-2xl font-bold text-primary-600 dark:text-primary-400">4</span>
                 </div>
                 <h3 class="text-lg font-semibold text-gray-900 dark:text-white mb-2">Receive Funds</h3>
                 <p class="text-gray-600 dark:text-gray-300">Funds deposited directly into your account</p>
             </div>
         </div>
     </div>
 </section>
<?php /**PATH C:\xampp\htdocs\projects\online-banking-v7.0\resources\views/frontend/sections/services/loan_and_credit/application_process.blade.php ENDPATH**/ ?>